Personal Umbrella

Personal Umbrella insurance provides reassurance and protection against lawsuits and claims that exceed the limits of your other insurance policies.

An umbrella insurance policy covers liability expenses that go beyond the limits of your existing homeowners, automotive, renters, watercraft, motorcycle and/or other personal insurance policies

Your homeowners, automotive, and other personal insurance policies have limits—a maximum they will pay on a single incident. If you are sued or a claim a claim is settled against you for more than the maximum the insurance company allows, you are personally liable for the rest. An umbrella policy covers “the rest” of your personal liability up to the policy’s limits.